Retirement Seen Through Your Eyes
What's your vision of retirement?
Estate Management Checklist
Is your estate in order? This short quiz may help you assess your overall strategy.
Investment Planning
- Nitrogen Risk Tolerance and Risk Capacity Assessment
- Review of Portfolio
- Asset Allocation
- Time Horizon
- Withdrawal Strategies
- Investment Policy Statement
- Dollar Cost Averaging
- Product Research
- Rebalancing Strategies
Cash Flow and Budget
- Income Sources
- Expenses and Budgeting
- Debt Management
- Financing Strategies
- Major Capital Purchases
- Emergency Funding
- Mortgage Review
- Lines of Credit
Retirement Planning
- Retirement Vision
- Retirement Needs Analysis
- Retirement Funding Solutions
- Identifying Income in Retirement
- Employer-Sponsored Plans and IRAs
- Contribution Limits Planning
- Rollover Transition Assistance
- RMD and 72t Calculations, Explanations and Strategies
- Annuities and Pensions
- Employer Plans vs. Self-Directed Plans
- Accumulation and Distribution Strategies
- Social Security Optimization
- Medicare Planning
- Retirement Plan Stress Testing
Risk Management and Insurance
- Risk Exposure Analysis
- Planning for Unforeseen Risks
- Review of Existing Policies
- Education on Types of Insurance
- Survivorship Income Planning
- Life Insurance Planning
- Policy Loans
- Disability Income Needs
- Long-Term Care Strategies
- Health Insurance
- Property & Casualty Insurance
- Asset Allocation, Diversification and Securities Research
Estate Planning and Charitable Giving
- Explanation of Estate Planning Structures/Documents
- Explanation of Types and Treatment of Trust Income
- Guidance on Ownership and Titling of Assets
- Beneficiary Audit and Designation Planning
Assistance to Loved Ones
- Education Planning
- Caring for Elderly
- Special Needs Planning
Income Tax Planning
- Asset Location
- Cost Basis Review and Analysis
- Tax Diversification
- Tax Law Changes and Projections
- Optimal Tax Strategies
- Deductible Retirement Contributions
- Tax Aware Investing
- Provisional Income Planning
- Roth Conversion Strategies
- Health Savings and Flexible Spending Accounts
- Tax-free Income Planning
- Income Taxation of Life Insurance and Annuity Products
Ongoing Financial Planning
- Account Aggregation Maintenance
- Updated Investment and Plan Assumptions
- Annual Financial Plan Updates
- Life Event Updates
- Client Progress Reporting
- Financial Document Storage and Organization
- Updating Tasks, Client Notes and Next Steps
- Implementation of Plan Strategy
- Education of Financial Concepts