Investment Planning
- Nitrogen Risk Tolerance and Risk Capacity Assessment
- Review of Portfolio
- Asset Allocation
- Time Horizon
- Investment Policy Statement
- Dollar Cost Averaging
- Product Research
- Rebalancing Strategies
Cash Flow and Budget
- Income Sources
- Expenses and Budgeting
- Financing Strategies
- Major Capital Purchases
- Emergency Funding
Retirement Planning
- Retirement Needs Analysis
- Retirement Funding Strategies
- Identifying Income in Retirement
- Employer-Sponsored Plans and IRAs
- Contribution Limits Planning
- Rollover Transition Assistance
- Annuities and Pensions
- Employer Plans vs. Self-Directed Plans
- Accumulation and Basic Distribution Strategies
- Retirement Plan Stress Testing
Risk Management and Insurance
- Risk Exposure Analysis
- Review of Existing Policies
- Education on Types of Insurance
- Survivorship Income Planning
- Life Insurance Planning
- Disability Income Needs
- Long-Term Care Strategies
- Health Insurance
- Property & Casualty Insurance
Estate Planning and Charitable Giving
- Guidance on Ownership and Titling of Assets
- Beneficiary Audit and Designation Planning
Ongoing Financial Planning
- Account Aggregation Maintenance
- Updated Investment and Plan Assumptions
- Annual Financial Plan Updates
- Life Event Updates
- Client Progress Reporting
- Financial Document Storage and Organization
- Updating Tasks, Client Notes and Next Steps
- Implementation of Plan Strategy
- Education of Financial Concepts
Last but Not Least... The "Secret Sauce"
What good would it be for you to have all the financial resources you could ever need but not be happy and fulfilled in life? See how our approach sets us apart from the vast majority of financial advisors.