Investment Planning
- Nitrogen Risk Tolerance and Risk Capacity Assessment
- Review of Portfolio
- Asset Allocation
- Time Horizon
- Investment Policy Statement
- Dollar Cost Averaging
- Product Research
- Rebalancing Strategies
Cash Flow and Budget
- Income Sources
- Expenses and Budgeting
- Financing Strategies
- Major Capital Purchases
- Emergency Funding
Retirement Planning
- Retirement Needs Analysis
- Retirement Funding Solutions
- Identifying Income in Retirement
- Employer-Sponsored Plans and IRAs
- Contribution Limits Planning
- Rollover Options
- Annuities and Pensions
- Employer Plans vs. Self-Directed Plans
- Accumulation and Basic Distribution Strategies
- Retirement Plan Stress Testing
Risk Management and Insurance
- Risk Exposure Analysis
- Review of Existing Policies
- Education on Types of Insurance
- Survivorship Income Planning
- Life Insurance Planning
- Disability Income Needs
- Long-Term Care Strategies
- Health Insurance
- Property & Casualty Insurance
Estate Planning and Charitable Giving
- Guidance on Ownership and Titling of Assets
- Beneficiary Audit and Designation Planning
Ongoing Financial Planning
- Account Aggregation Maintenance
- Updated Investment and Plan Assumptions
- Annual Financial Plan Updates
- Life Event Updates
- Client Progress Reporting
- Financial Document Storage and Organization
- Updating Tasks, Client Notes and Next Steps
- Implementation of Plan Strategy
- Education of Financial Concepts