Your Circle of Wealth
We believe that avoiding losses can often have an equal, or possibly greater, impact on your financial future than trying to find the best investments paying the highest returns.
Retirement: Ready or Not?
Now is the time to find out what you need to do to make sure your financial future is on solid ground.
Learning to avoid or recapture the opportunity lost from money you may be losing in taxes, interest, etc. can have a tremendous impact on your financial future.
Spender, Saver, Wealth Creator
Which one are you?
Qualified Plans Do Two Things
Given the choice, many people would prefer to avoid taxes today at almost any cost. Hence, one of the most common recommendations of where to place your money to grow for the future is in Qualified Retirement Accounts.
The Luck Factor
Do you have L.U.C.K. operating in your current financial position?
Driving Your Future
The sad truth is that, for many Americans, they will lose more money financing the cars they drive to work than they will accumulate in their lifelong savings account.
How Much Disability Coverage?
Of all the assets you have, there is most likely none more valuable than you and your ability to bring home a paycheck.
Maximize Your Deductions
Make sure your right pocket knows what your left pocket is doing.
You May Not Be Saving Taxes
Would you cash that check?
Avoiding the Losses
While we'll help our clients find better investments that can potentially pay higher returns, we believe that focusing on avoiding one's losses is the place to start.
Standing in the Tax Line
Compounding interest in a taxable investment account creates an increasing tax.
The Income Game
There's a difference between tax evasion and tax avoidance - it's about 5 years in a federal penitentiary.
Everything You Know, You Think is True
It's easy to think something is true if you don't have all the information.
Calculating Your Income & Wealth Potential
After you determine your income and wealth potential, ask yourself if the money you expect to have at retirement makes sense compared to how much will actually go through your hands.
Interest You Earn vs. Interest You Lose
There's another type of interest you might want to pay attention to, and that's the interest you may be losing.
The Cost of Procrastination
The sooner you get started, the greater the potential.
Average Rate of Return vs. Real Rate of Return
Average does not mean the exact same thing as real.
The Four Toughest Financial Questions
If you're serious about your financial future, you need to have the answers to the four toughest financial questions.